Louisiana is an at-fault insurance state. Therefore, if you caused a car accident, you’re liable for the damages. Hiring an attorney following an at-fault accident is a no-brainer. Unfortunately, those not at-fault are less likely to hire a car accident attorney. There are still, however, many ways a trusted lawyer can help.
If you’ve recently been involved in an accident, here are three reasons why you should call a lawyer for help.
Understanding the Claims Process
Whether you were at fault for a car accident or not, filing an insurance claim is a complicated and overwhelming process. One of the most complicated aspects is communicating with insurance adjusters who need your accident report.
Insurance companies are only concerned with their bottom line. If the other party is at fault, his or her insurance company will do whatever it takes to avoid paying your claim. One common tactic insurance companies use to fight claims is to get you to admit fault during an interview. Therefore, before any verbal communication with an insurance company, you should consult a knowledgeable attorney for advice.
Getting the Claims Settlement You Deserve
If you’ve been involved in an auto accident, you can receive a cash settlement for different types of damages. In addition to trying to get you to admit fault, many insurance companies will also see if they can get you to settle for less than you deserve. Common accident-related damages that people collect include:
- Medical Bills
- Property Damage
- Loss of Wages
- Future Loss of Wages
- Pain and Suffering
An attorney can evaluate how an accident impacted your life and determine the damages you’re able to collect. You can trust a knowledgeable car accident lawyer in Louisiana to come up with an accurate estimate for a fair settlement.
Filing a Lawsuit
The required limits of liability in the state of Louisiana are low in comparison to other states. Often times, people who carry minimum limits do not have enough coverage for all the costs associated with a serious car accident. If you’ve been involved in a car accident that was not your fault, the other party’s insurance company is only required to pay out their insured party’s limits of liability. Therefore, if the damages you endured are greater than that amount, you have every right to pursue a personal lawsuit against the other party.
In the case of a personal lawsuit, an experienced car accident attorney can guide you through the process and advise you on the best steps to take for your situation.
Experienced & Trustworthy Car Accident Attorneys in Louisiana
If you’ve been involved in an auto accident, the first thing you should do is hire an attorney with car accident experience to help. At E. Orum Young Law, we have more than 35 years of experience assisting residents of Louisiana with their car accident cases and would be happy to work with you too. All our attorneys are certified by the Louisiana Bar Association and are highly rated by their past clients.
Call the office of E. Orum Young Law at 318-450-6453 or contact us online for your free consultation. We are available 24/7 and look forward to talking with you soon so we can get you back to living the life you deserve!