Figured in an accident as a ridesharing passenger? Uber and Lyft accidents are now becoming common.
Ridesharing is a simple concept that has been picked up globally and has changed the way we look at taxi services. Gone are the days of hailing a cab (for some) and welcome to the era of low-cost, on-demand taxis. This option is not only affordable but convenient since all you need to do is log onto the app to request a doorstep pick-up. In fact, the option is so popular that in the United States, over 36% of adults claim to have used a ridesharing app.
The two companies at the forefront of this revolutionary industry are Lyft and Uber. Both founded in the same city and offering similar services, Uber and Lyft are the primary targets of individuals who would rather not drive themselves or spend more than necessary on a traditional taxi. Although the service is highly accommodating, ridesharing becomes a bit more complicated when a registered vehicle is involved in a car accident.
As an injured passenger, you may be confused as to who is responsible for compensating you for all accident-related damages. Furthermore, because you are working with big corporations and not just an individual driver, the process of working through a rideshare accident is extremely complicated. If you have recently been involved in an car accident with Uber, Lyft or another ridesharing company, trust the Louisiana Lyft and Uber accident attorneys at E. Orum Young Law Offices to go to work for you.
The Insurance Differences Between Uber and Lyft
The most significant difference between Uber and Lyft lies in their insurance policies. One of the most fundamental differences is that Uber does not cover off-duty drivers while Lyft does have coverage available for drivers who lack personal coverage. Another difference is that Uber has separate coverage options for when a driver is en route to a passenger and when they have a passenger in the vehicle. Lyft’s insurance coverage is the same for both instances.
Although both companies have insurance policies for their drivers, they do not always assume liability for the accident. Uber and Lyft do not define their drivers as employees, but rather independent contractors, thus giving them the freedom to deny responsibility in the event of an accident. This is one of the many loopholes that ridesharing companies have been able to exploit as state and federal legislators have yet to set provisions governing rideshare accidents. Therefore, those injured in ridesharing accidents are often left with nowhere to turn except to a trusted Louisiana personal injury attorney who can help them navigate the situation.