If you’re a motorcycle enthusiast or avid rider, chances are you know the physical risks that accompany hopping on a bike. What you might not know, however, is that if you are involved in a motorcycle accident, claims are often different than when you’re involved in a car accident.
Should you ever find yourself facing a motorcycle accident claim, understanding the significant difference will help you successfully navigate the situation. Here are a few main points to make a note of.
Many insurance companies have motorcycle bias
Because motorcycles are viewed as dangerous vehicles, insurance companies often work hard to avoid paying out compensation in the event of a claim. What this means for you as a motorcycle owner is that if you are involved in an accident, you should do your best to collect evidence and follow the proper process immediately after the incident happens. Likewise, if asked to answer questions for the insurance company regarding the accident, be sure to proceed with caution or hire trusted legal counsel beforehand.
Laws regarding motorcycle safety play an important role
In Louisiana, the law requires all drivers and passengers on a motorcycle to be adequately equipped with a well-fitted helmet. This law, along with others that state all drivers need to be appropriately licensed and that riders should not split lanes, are important to follow and obey. They become especially important in proving your case after an accident. By following all rules of the road as a motorcycle rider, you become less susceptible to accidents, injuries, and more likely to be favored if you file a claim.
Personal injuries are more serious
According to the Insurance Information Institute, motorcycle riders are 28 times more likely to die in an accident than occupants inside of a vehicle. Although the most common injury from a motorcycle accident is road rash, other prevalent injuries include injury to the back and neck as well as broken bones from being thrown off the vehicle. These injuries are severe and come with long recovery times as well as costly medical bills. As a result of associated medical bills, court cases seeking assistance or coverage for the costs are more likely to occur. As a motorcycle rider, having medical payments as part of your insurance coverage and a good attorney on your side can prove helpful in these situations.
Experienced and Dedicated Louisiana Motorcycle Accident Attorney
Remember, the first step you can take in protecting yourself on a motorcycle is to ride safely and defensively. However, in the event that you are involved in a motorcycle accident, seeking the advice of trusted legal counsel is the best way to ensure that you and your assets are protected.
At the Law Offices of E. Orum Young, we have 30-plus years of serving the citizens of Louisiana in all personal injury matters. Our personal injury attorneys work to understand your case, limit the bias associated with motorcycle accidents, and earn the ruling you deserve. Regardless of the circumstances around the accident, we’re confident our experience and expertise can give you the trusted legal counsel you need.
To schedule a free consultation or case review, call us at (318) 303-4194 or complete our online contact form.