Uber accident insurance

With rideshare services like Uber increasingly dominating the classic taxi, auto accidents involving Uber vehicles are also becoming more common. Car accidents have always been an unfortunate aspect of the public transportation market. Whether you are an Uber driver or passenger, if you have been involved in a car accident with a vehicle used for ride-sharing, you could be entitled to receive compensation for certain bodily injuries and damages. 

Whether you are an Uber driver or passenger involved in a car crash, you will need a car accident lawyer to help you receive the compensation you deserve. Just like insurance companies, Uber may be unwilling to pay out the full amount necessary for your medical treatment property damage repair. It is important to keep in mind that the steps taken after an auto accident will play a crucial role when you try to recover compensation for serious injuries. Our credible Monroe personal injury attorneys can check for any negligence, document evidence, and help you file an injury lawsuit following the relevant legal process.

This article is divided into three parts:

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Being involved in a car accident as an Uber driver

In general, anyone injured in an automobile accident involving an Uber vehicle, particularly while the application is active, has access to compensation for injuries. An Uber accident insurance is valid whenever the Uber application is turned on. It covers passengers, other road users, and pedestrians and is generally available regardless of the insurance status of the Uber driver. However, how all other factors will come into the picture can be quite difficult to comprehend without legal help.

Drivers waiting for a rider to request a ride on the app who got hit by another driver are generally covered up to $50,000 in liability damages. Meanwhile, for drivers in route to pick up a rider or have a rider in their vehicle, the policy coverage (which extends to the passengers) increases to $1,000,000.

If you have passengers and were involved in an automobile accident during the ride, make sure to ask them if they are injured and would need medical attention. After making sure to contact first aid for any accident victims, call the authorities for a police report, and speak with a trusted Monroe personal injury lawyer. On top of the auto insurance policy required by the company, Uber does provide drivers with an accident policy. A hands-on Monroe car accident attorney can help explain the legal process involved.

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Being involved in a car accident as an Uber passenger

Under the fault-based system, a driver who causes an accident is generally responsible for resulting damages. Obtaining and using a Louisiana driver’s license offers implied consent to this system and the need for an individual auto insurance coverage that meets requirements specified under state law. If your driver is at fault for the car collision, you are covered by the Uber accident insurance policy. On the other hand, if another driver is at fault, you would likely have a car accident attorney sue their insurance.

Personal injury cases involving a distracted, negligent, or drunk driver can have traumatic and devastating effects on passengers. Some claimants commit minor mistakes and end up not getting fully paid for the medical expenses and emotional distress caused by the car crash. Experienced personal injury attorneys who will be able to speak with insurance companies, discuss in detail how damages for personal injury are calculated, and help you recover the compensation needed to pay for your medical bills.

As an Uber passenger involved in a rideshare accident, the options you have for compensation for your injuries largely depend on the actual circumstances. If your driver, for example, got hit by a motorist who does not have coverage, then Uber’s policy could provide compensation. Other pertinent details, however, can make your personal injury claim a lot more stressful. This is where professional legal representation would be necessary.

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Knowing your legal rights and filing personal injury claims

Sustaining injuries is always a possibility with any motor vehicle accident. Getting rear-ended in a car accident almost always leads to the passengers in the backseat being more injured than those in front. Whiplash is the most common injury that takes place in rear-ended Uber car accidents, but other injuries could take place. In most cases, seeking medical attention can be an important piece of evidence to support your claims, so make sure to do so properly and promptly. 

Any individual behind the wheel is reminded that focusing on driving is very important: keep eyes on the road and hands on the wheel at all times. Several car crashes, however, still take place regularly. If you have been involved in an accident while using Uber or other ride-sharing programs, call our personal injury law firm. Call us at E. Orum Young and consult with credible Monroe personal injury attorneys today.