Every driver has an unsettling moment on the road, sooner or later. While we would like to believe the majority of other motorists on the road are just regular people trying to get where they are going, the sad truth is there are those out there looking to scam an unsuspecting driver. While exact statistics on staged car accidents are still unknown, most states across the U.S. report a rise in these fraud cases.
It’s important to prepare yourself and your family for any emergency that can happen while on the road, and that should include avoiding stages car accidents.
What is a Staged Car Accident?
A car accident is considered staged when an individual deliberately causes an accident so they could make a personal injury claim for a fake injury. This way, the perpetrator can collect a settlement from the insurance company. Sadly, this also means that the targeted victim gets a considerable hike in their insurance premium.
This deception is one of the most common kinds of insurance hoaxes in the country. The cost behind the investigation, payout, and damage caused by these schemes cost states millions each year.
Different Types of Staged Car Accidents
These scammers would use one of these following strategies to create a collision that they could use to get a payout:
- T-Bone
- A Friendly Wave
- Dual Turn Sideswipe
- Brake Slam
- Swoop and Stop
These maneuvers essentially trick the mark into making a move that would lead to a collision. Then, the crook would claim that the other driver was in the wrong and that there was no mistake on their part. Some schemes even have witnesses planted to strengthen the case.
How You Can Avoid a Staged Car Accident
Fortunately, there are ways to avoid these cons and prevent yourself from falling victim to a staged car accident.
When driving, don’t give the scammers a chance! Always practice defensive driving and maintain a safe distance from other cars when driving.
In the event you get into an accident, always call the police to the scene, even if the damage seems minor. The police will be better at assessing the situation, and likely know what a fraud accident looks like. If the other person protests at the idea of calling the police, you know already that there is something suspicious going on.
When you’re involved in an accident, take pictures of the crash to present as evidence, exposing the scammer. Making a video to document the damages is even better. If there are witnesses, get their information. You may need them to confirm your story later on. Most people are happy to help in these circumstances.
Fight These Scams With A Counterclaim
You should be aware that you can fight losses from a staged car accident in court. Filing a counterclaim can save your insurance premium from skyrocketing. If you feel like you’re entitled to compensation, an experienced attorney can help you decipher your case.
A professional lawyer can tell the difference between staged car accidents and other fraud cases. If you or someone you know is involved in a suspicious accident, be sure to consult a personal injury lawyer. E. Orum Young Law has over 35 years of experience working with personal injury victims. We have experienced attorneys that can help you fight for justice and receive compensation. Contact us at (318) 450-6453 to schedule a free case review. Our phone lines are open 24/7.
